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Questions
and Answers
Why
should anyone pre-plan or pre-pay a funeral?
1.
To beat inflation
- A pre-arrangement offers cost protection - so that you may pay
for future funeral services at today's prices. ADVANCE-PLANNING
freezes the price of the funeral; so your pre-paid funeral fund
and accumulated interest will pay for everything in accordance with
your wishes.
2.
To lessen the burden
- Decisions on funeral arrangements and costs can be made today,
so that family members will not have to deal with these difficult
decisions immediately after the loss of a loved one.
We plan for so much in our lives, from college to retirement.
ADVANCE-PLANNING is just as important.
What
are the requirements?
ADVANCE-PLANNING
-
is not insurance, so there is no age limit or medical exam.
Can
ADVANCE-PLANNING be canceled?
Yes,
you can, without penalty, unless it is an irrevocable Medicaid Trust.
If
I relocate, can I use pre arrangements to pay for a funeral somewhere
else?
Yes,
you may transfer your pre arrangement to any of our affiliated homes.
Or, if you choose a different funeral provider who may not be able
to offer the exact same funeral with our guaranteed price.
Do
you allow time payments?
Yes,
The total amount for the Pre-Funded funeral is stated in the agreement
and you may pay in installments without finance charges.
What
happens if someone dies out of state?
We
will make all arrangements to transport your loved one home. We
are a member of 2,500+ strong network of funeral homes. You pay
only the actual shipping charges (at a professional courtesy rate),
plus any cash disbursements.
What
is the next step?
1.
Call and make an appointment with I.J. Morris, Inc.
An experienced Advance Planning Counselor will help guide you through
all of the considerations and alternatives, in your home, or at
our office.
2.
A written agreement is then presented for your approval.
Payments can be made now, or in monthly installments over a one
year period.
3.
Your funds are deposited in an FDIC Insured Bank and you
are the owner of this separate Trust account. I.J. Morris, Inc. receives
the funds only at the time of death. All pre-arranged funeral merchandise
and services are guaranteed without additional costs to you.
Why
should I Pre-Arrange with I. J. Morris, Inc.?
We
will provide you with extraordinary service.
We
serve all families with the same care, respect and professionalism.
Our
facilities are the finest.
Inside,
you will find a variety of warm, home-like settings that help put
people at ease.
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